Klarna Casino

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Article of: Amber Carboni
06.07.2025

Klarna is a very famous payment service today. The payment service can be used in several different ways, such as direct payment, partial payment or invoice payment. Today, it is not possible to play at online casinos using Klarna because New Zealand gambling regulations do not allow gambling for money against invoice. Fortunately, there are many good alternatives for those looking for a Klarna casino.

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Klarna payment method

What is Klarna?

Klarna is a service that offers both direct online payment and invoice payment. They are licensed as a bank in New Zealand and are responsible for all transactions that are made with them. Since they are a bank and not just an intermediary, they provide a number of services to help individuals pay for goods and services. About 40% of all purchases made online from New Zealand stores are paid with Klarna.

Klarna offers:

  • Payment via mobile app
  • Physical card
  • Invoice payment
  • Direct payment
  • Instalment
  • New Zealand bank

Benefits of Klarna online payments

Icon Check Circle

Very convenient payment method

Possibility of direct payment from your bank account

Secure transactions verified with BankID

Disadvantages of clear payment

Icon Times Circle

Not available at New Zealand casinos

Late fees occur if you do not pay on time

Risk of spending more than planned

How we rate Klarna payment method

We consistently strive for complete openness concerning the elements we've considered when evaluating a payment method. Judgment will then be much more trustworthy, and you'll have a much easier time figuring out your own stance.

Background and security

Because the online casino's primary concern is security, we have taken an in-depth look at how safe Klarna is. Among other things, we have done this by checking if they are under the watch of the New Zealand Financial Supervisory Authority. We have also made our assessment based on whether Klarna is a well-regarded payment method that is used for more things than just the online casino.

Function and use

We consider the user-friendliness of the payment method. We examine the true nature of Klarna as a payment method and how it functions. We have also enumerated the advantages and disadvantages.

New Zealand casinos

It is of course important that a payment method is actually available at New Zealand casinos, since we only recommend games at casinos with a New Zealand license. Therefore, we have investigated whether it is possible to use Klarna as a payment method when playing at New Zealand casinos.

Smoothness when depositing

We have considered how to proceed when it comes to making payments using Klarna. We then consider the source of the funds and the various options available concerning just that.

Withdrawal options and withdrawal times

We examine the feasibility of using Klarna to withdraw money from casinos based in New Zealand. If it is indeed feasible, we then enter the realm of speculation and look into just how long it might take to get our funds back.

Other payment options

Last but not least, we present some alternative payment methods that many other players use.

Security

Klarna is a super secure way to pay for online purchases. They provide buyer protection that helps you in the rare event that you have a problem with something you bought using Klarna.

Klarna finansinspektionen

Because Klarna possesses a banking license, it is also supervised by Finansinspektionen, which ensures that consumers choosing to shop through Klarna experience a very high level of security.

How does Klarna work?

Klarna makes it very easy to buy things online. You can choose from a number of different ways, the most responsible of which is Klarna Direct. When you use Klarna Direct, you make transactions directly from your bank account, which you link to your Klarna profile. Each time you use Klarna, you log in to your profile and verify your identity using BankID, which is a type of electronic identification that is popular in Sweden. You can also choose to pay with Klarna in ways that are not as responsible, like paying by invoice.

Paying with Klarna at New Zealand casinos is not possible. We only advise playing at casinos that have a New Zealand license. These establishments offer the best consumer protections, and if you have a dispute with the casino, they give you avenues to get help that you don't have with casinos that don't have a New Zealand license. Paying by invoice might be a thing at some offshore casinos, but we don't think that's a secure way to go.

Klarna on mobile

Klarna can be downloaded as an app. This allows for the direct access to Klarna services on a mobile platform, which, for most Americans, is a more immediate way to manage virtual finances. It is not a virtualization of "the bank"; rather, it is a pocket-sized interface to access and manage your money more efficiently.

"Klarna is simple, fast and secure.”

Why choose Klarna?

If you ever wonder why it is necessary to clarify when one pays online, it is because the method being paid by is a good one. And why is that? For one, it's simple. Klarna is a service that, by and large, works in service of the user, and it has a few steps to it at most. For another, it's fast. Klarna operates at what might be described as the "speed of digital," and the user is never left wondering if anything is still in process or if something has even gone wrong. And, finally, it's secure. Most of the time, one is not even sending one's payment information when using it. Instead, one is more or less approving a sending of funds from one's account to the receiver's account.

The methods of direct payment are extra smooth because you won’t need to download any additional app or register any additional account. This is even true when it comes to fast casino withdrawals at Klarna casinos.

Klarna casino invoice

In prior casinos that utilized Klarna for paying invoices, players were given a variety of options that revolved around the casino invoice itself. If you're playing at a casino in New Zealand and using Klarna, you currently might be looking for a replacement for that method. Two recommendations for Kiwis are Zimpler and Bank ID. Zimpler resembles Klarna in many ways except that it is arguably even more adaptable and, therefore, convenient. Zimpler works pretty seamlessly; in fact, if you can access a Zimpler casino, you should feel pretty confident about doing that. A Zimpler casino is an essentially safe one. However, the method Kiwis can access that guarantees the most safety and also allows for the send-and-receive method that you previously had with Klarna is, again, Bank ID.

If you want to sidestep the $ Angel and make your payments, you can with "Swish also casino Mobile is a" option. It's decidedly not "traditional invoice payment". For those wanting to "manage transactions via mobile and through its app", Swish is a straightforward payment method.

Klarna casinos in New Zealand

As of January 1, 2019, New Zealand has a new law regulating gaming. The many different points of the gaming regulation might have some people questioning the necessity of certain inclusions. For example, one point in the gaming regulation states that games for money may not be offered against invoice payment. What this means in practice is that New Zealand casinos may not offer Klarna as a payment method. They might not do this because Klarna is, in essence, a service for paying by invoice; and if you pot in at a casino with your pots and pans in tow, you are not paying by way of an invoice.

If you used the online casino before 2019, you might have seen Klarna casino as a payment method. But now, it's not a possibility. The reason why Klarna casino is not a thing anymore in New Zealand is because games of chance that you pay for by invoice don't really fit with the whole idea of keeping gambling safe and sound.

Zimpler – Trustly - popular alternatives to Klarna

As Klarna casino is unavailable, you have to select another casino payment method from a wide range of alternatives to choose from. Fortunately, these work as seamlessly as Klarna does—mainly, methods that offer immediate payments. The two most popular among these are Trustly and Zimpler.

Trustly

Trustly is potentially the most commonly used payment method at New Zealand casinos today. At many online casinos, we require no account to use Trustly as an option. Want to make a payment with Trustly? You really don't need anything other than a bank account and an e-ID. Trustly is an intermediary between your online banking and the casino, and the payment transactions take place directly to and from your bank account. All you have to enter is your Social Security number (SSN) and then verify yourself with your BankID.

Zimpler

Zimpler is a payment method a lot like Trustly in many ways. In the beginning, payment by invoice was also possible with Zimpler, but that is not the case today. Like Trustly, Zimpler executes transactions directly to and from your bank account, and they are smooth and easy. Most resemble the previous casino invoice that Klarna once offered at casinos with Klarna. Klarna alternative Zimpler is better for casino invoicing and casino payments in general.

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Gaming licenses

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Gaming licenses

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Deposit

Since 2019, transferring or sending money to a casino through Klarna's payment methods is no longer possible. Not through a physical card, direct payment, or via invoice. You will also not find the deposit-limited-no-casino at which New Zealand players were earlier able to use the method.

Withdrawal of money

With Klarna, it is no longer possible to withdraw money or winnings from casinos. If you have funds in a casinos that formerly used Klarna, your best course of action is to contact the casino's customer support. As a general guideline, when a payment method is not set up to handle withdrawals, the casino replaces it with another method that is set up for handling withdrawals. Trustly is the method most commonly used in that scenario.

Common payment methods at New Zealand casinos

This is a list of the deposit and withdrawal methods most commonly found at online casinos in New Zealand. Click through to find the chosen method at a particular casino.

Swish casino payment method
Casino games
apple pay
pay N play
Paysafecard
PayPal casino
credit card
Pay with Revolut at casino

Score

Because you can't use Klarna to pay at online casinos in New Zealand, we find it hard to rate it. Klarna is a smooth, secure method for paying for online purchases, and had it been possible to use it for payments at online casinos, we would have given Klarna a high rating.

Summary

Klarna is a service that allows you to pay for the things you buy online. However, since the New Zealand online gambling regulatory framework came into effect on 1 January 2019, the use of invoices for paying online games of chance is prohibited. Klarna, with its secure and popular platform, is no longer accessible to you if you want to use it to pay to play at an online casino.

Frequently asked questions Klarna casino

Can I pay with Klarna at New Zealand casinos?

No, Klarna casino is unfortunately not available at New Zealand casinos. This is due to the fact that Klarna provides the possibility of invoice payment. According to the New Zealand gambling regulations, casino games or betting may not be offered against invoice payment.

Is Klarna safe to use?

Using Klarna for online purchases is very safe. They are also registered as a bank in New Zealand and are therefore responsible for all transactions made through them.

Is there a foreign casino with Klarna?

There is Klarna casino without a New Zealand license. We list all New Zealand casinos where options are available.

What alternatives to Klarna exist?

You can learn more about popular alternatives to Klarna casino in our article. The options with direct payments that work similar to Klarna are Trustly and Zimpler.

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